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7月18日,《关于促进互联网金融健康发展的指导意见》由中国人民银行等十部委联合发布。这份被称为互联网金融“基本法”的文件,首次明确了互联网金融的概念,并明确各互联网金融业态的监管职能部门。业界与公众普遍认为,中国互联网金融有望由此告别“缺门槛、缺规则、缺监管”的“野蛮生长”时代,纳入法治化和依法监管的轨道,“草根”的小微企业和普通居民也有了更多融资和理财选择。
On July 18, the Guiding Opinions on Promoting the Healthy Development of Internet Finance was jointly released by 10 ministries and commissions including the People’s Bank of China. This document, known as the Internet Finance “Basic Law ”, for the first time clearly defines the concept of Internet finance and clarifies the regulatory functions of various Internet financial businesses. The industry and the general public generally believe that Internet finance in China is expected to bid farewell to this era of “barbaric growth, lack of regulation, lack of regulation” and “barbaric growth” in the track of “rule of law” and “supervision by law” Micro-enterprises and ordinary residents also have more financing and financial options.