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己进入老龄社会的中国在老年人医疗保障方面出现了很多问题:老年人医疗保障社会化程度低,覆盖面窄;老年人常见病防制网络尚未建立;政府投入不足,医疗资源分布不均匀;缺乏合理、稳定的经费来源;缺乏完善的家庭护理条件等。美国医疗保障制度具有混合性、层级化、企业化、渐进性和政府有限介入等特点。借鉴美国的经验和教训,我国应当从多方面加以完善。
China, which has entered the aging society, has many problems in the medical security for the elderly: the social security of the elderly is low, the coverage is narrow; the common disease prevention network for the elderly has not yet been established; the government is under-invested and the medical resources are unevenly distributed; the lack of Reasonable and stable source of funding; lack of sound conditions for home care. The medical insurance system in the United States has the characteristics of being mixed, hierarchical, entrepreneurial, gradual and limited government involvement. Drawing on the experience and lessons learned from the United States, our country should improve it from many aspects.