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包商银行在服务科技型小微企业的过程中,通过“管家式”服务、入驻科技型小微企业集聚园区、开发适合科技型小微企业的金融产品等举措,逐步形成了一套具有自身特点的专业化金融服务体系作为科技创新的主力军,科技型小微企业对于我国实现科技强国之梦具有巨大推动作用。然而,相较于已颇具挑战的小微企业融资,科技型小微企业因其固定资产“轻且少”、资金需求“短频急”、组织机构“小而散”等特性而更难从银行获得信贷支持。作为一
In the process of serving S & T-based small and micro enterprises, Baoshang Bank gradually formed a set of measures such as “stewardship” service, settled in small and medium-sized S & T-based small and medium-sized enterprises park, development of financial products suitable for S & T-based small and micro enterprises As the main force of scientific and technological innovation, the specialized financial service system with its own characteristics, small and medium-sized science and technology enterprises have a tremendous impetus to our country’s dream of strengthening the country with science and technology. However, compared with the already challenging small-and-micro-enterprise financing, the small and medium-sized technology-based enterprises, because of their “fixed asset” and “light and less” capital needs, And more difficult to obtain credit support from the bank. As one