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按照银监会今年8月21日公布的数据,今年上半年银行业不良贷款全面“双降”,6月末不良贷款余额比年初下降435.1亿元。然而,这样的成绩却是在不良贷款大规模剥离处置的基础上取得的。按照央行公布的贷款数据推算,今年上半年不良贷款剥离了1152亿元。也就是说,今年上半年银行不良
According to the data released by China Banking Regulatory Commission on August 21 this year, the non-performing loans of banks in the first half of this year were totally “double-dropped.” The balance of non-performing loans at the end of June was 43.51 billion yuan lower than the beginning of the year. However, such achievements have been made on the basis of large-scale divestment of non-performing loans. In accordance with the loan data released by the Central Bank projections, non-performing loans in the first half of this year divest 115.2 billion yuan. In other words, banks are not good in the first half of this year