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作为一种市场化产品,诉讼保险已经在西方国家广为流行。诉讼保险制度的作用也越来越得到淋漓尽致地发挥。诉讼保险制度追求的目的是多方面,分为两类,一为直接目的和间接目的,二为初级目的和终极目的。它的直接目的是较为圆满地解决经济情况中等人群的“救济权利贫乏”问题;间接目的是缓解国家法律援助的巨大财政压力,稳定律师业的经济收入,促进保险业的健康发展。它的初级目的是保障中等经济收入水平人接近正义的权益,维护涉案当事人平等的宪法诉权;终极目的是保持社会的稳定。
As a market-oriented product, litigation insurance has become popular in western countries. The role of litigation insurance system has also been more vividly demonstrated. The purpose of the litigation insurance system is multifaceted, divided into two categories, one for direct and indirect purposes and the other for primary and ultimate purposes. Its direct purpose is to satisfactorily solve the problem of “poor rights to relief” among the middle-class people in economic situations. The indirect purpose is to alleviate the tremendous financial pressure on state legal aid, stabilize the legal profession’s economic income and promote the healthy development of the insurance industry. Its primary purpose is to safeguard the rights and interests of middle-income people close to justice and safeguard the constitutional rights of the parties involved in the case. The ultimate goal is to maintain social stability.