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美国政府为了推行新的医疗保险制度,很是大做了一回文章,引人注目。我们现在就来看一下美国医疗保险业究竟出了什么问题。原来,美国的医疗保险业一直存在俗话所谓“奶油去脂”的实际操作,意思是说保险公司只关心自己的盈利状况,尤如担心超重的人士小心撇除奶油的脂肪一样对有意投保者进行过滤和选择,去芜存菁,最后只留下对自己最有利的人群。在这种实际操作中,保险公司只向健康状况良好,而且健康风险较小(意味着保险费不会太高)的人们提供保险,而拒绝接受已经生病或者很有可能出现健康状况恶化(意味着保险费可能很高)的人们参与投
The United States government has made an essay a catch-all note to promote the new medical insurance system. Now let’s take a look at what’s wrong with the U.S. health insurance industry. Originally, the United States has always had the medical insurance industry as the saying goes, “butter to fat,” the actual operation, meaning that insurers only care about their own profitability, as particularly worried about overweight people are careful to remove the cream of fat as intends to insure Those who filter and choose to go there, leaving only the most beneficial to their own people. In this practice, insurers only insure people who are in good health and who have a lower health risk (meaning less premiums) and refuse to accept that they are already sick or are at risk of worsening their health (meaning People with high premiums may participate