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农业基建、技改贷款是中长期农业信贷投入的重要组成部分,它体现了国家利用宏观调控职能,对农业实施保护和鼓励的政策。两年来,农业发展银行按照基建技改贷款的特点和政策要求,围绕我国农业和农村经济发展的任务目标,切实落实国家产业和区域政策,优化贷款结构,突出支持重点,强化贷款管理,加大对农业的投入力度,取得了一定成效。1995、1996两年累计发放农业基建技改贷款54亿元,支持项目856个,集中体现了农业发展的重点。一是加强了对农田水利基础设施建设和改造的信贷支持;二是适当集中资金,有重点地支持了一批科技含量高的项目,如种子工程建设、优良畜禽良种繁育与推广等;三是促进农业产业化进程,支持了一批贸工农一体化、产加销一条龙项目,提高了农产品附加值;四是支持一批林产品加工和农村小水电建设,促进生态平衡和资源合理配置,增强农村经济发展动
Agricultural infrastructure and technical innovation loans are important components of medium and long-term agricultural credit investment. They embody the state’s policy of using macro-control functions to protect and encourage agriculture. In the past two years, in line with the characteristics and policies of the infrastructure-based technological innovation loans, the Agricultural Development Bank has been implementing the national industrial and regional policies, optimizing the loan structure, focusing on supporting priorities and strengthening loan management, focusing on the tasks of our country’s agricultural and rural economic development. The investment in agriculture has achieved some success. In 1995 and 1996, a total of 5.4 billion yuan of agricultural infrastructure construction loans were issued, supporting 856 projects, which concentrated on the key points of agricultural development. First, credit support for farmland water conservancy infrastructure construction and renovation was strengthened; secondly, due to the concentration of funds, a number of high-tech projects such as seed construction, breeding and promotion of fine livestock and poultry breeding, etc., Is to promote the process of industrialization of agriculture, support for a number of integration of trade, industrial and agricultural production, marketing one-stop items, increase the added value of agricultural products; Fourth, support for a number of forest products processing and rural small hydropower construction, and promote ecological balance and rational allocation of resources , Enhance the rural economic development