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保险资金“长钱短用”与成本收益倒挂犹存,稳增长的难度较大,而保险资金平均收益率又低于五年期银行存款利率,令寿险业面临着较大的退保压力。尽管新政不断,但2013年仍是保险业发展最为困难的一年。自2012年6月以来,一系列的保险资金投资新政陆续出台,13项资金运用监管政
Insurance funds “long money short ” and the cost of income upside down still exist, more difficult to stabilize growth, while the average return on insurance funds and below the five-year bank deposit rates, the life insurance industry is facing a larger surrender pressure. Despite the ongoing New Deal, 2013 remains the most difficult year for the insurance industry. Since June 2012, a series of new policies on the investment of insurance funds have been issued one after another, and 13 funds have been used to supervise the administration