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2011年,中国银监会颁布实施了《商业银行理财产品销售管理办法》,以规范商业银行理财产品销售,保护投资者合法权益。但是,部分商业银行理财业务在理财产品销售过程中仍存在一些误导销售和错误销售等情况,使客户合法权益和受到损害,因此,依托《夺命金》这部电影,分析一下该办法中存在的问题及其完善对策。
In 2011, the CBRC promulgated and implemented the Measures for the Administration of Sales of Wealth Management Products by Commercial Banks to regulate the sales of wealth management products by commercial banks and protect the legitimate rights and interests of investors. However, part of the commercial bank’s wealth management business still has some misleading sales and mis-sales in the sales of wealth management products, so that the legitimate rights and interests of customers are being harmed. Therefore, relying on the film “Demanding Life”, the paper analyzes the existence of the scheme Problems and Countermeasures.