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在过去的几十年里,不少发达国家的实践表明,基于良善的制度设计,住房保障已不再是政府的财政包袱,相反,它还是经济增长的机遇。这个机遇意味着良好的住房保障,能使劳动力成本得到控制,竞争力得到充实,工业化、城市化得到加速,社会和谐得到巩固。但这还不够。事实上,住房保障本身,已表现出一种强大的可持续的生命力,并成为能够产生稳定回报的投资品。“住房保障经济”——如果我们能够这样说的话——它的实现方式不一而足。英国在二战之后的经济增长期,大量廉价劳动力进入城市,可他们无钱安居,也没有房贷信用。在这样的情况下,英国政府大规模发展社会住宅,提供廉租住房。到1980年代,在这
In the past few decades, the practice of many developed countries shows that housing security is no longer a financial burden on the government based on good system design. On the contrary, it is an opportunity for economic growth. This opportunity means good housing security, control of labor costs, competitiveness, enrichment, industrialization, accelerated urbanization and the consolidation of social harmony. But this is not enough. In fact, housing security itself has shown a strong and sustainable vitality and has become an investment that yields stable returns. “Housing security economy ” - if we can say so - it is implemented in different ways. During the period of economic growth after the Second World War, a large number of cheap labor entered the city, but they did not have money to live in and no mortgage credit. Under such circumstances, the British government has made large-scale development of social housing and provided low-rent housing. By the 1980s, here