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各种形式(?)保险项目的费用——包括社会保障中的退休金,失业保险、联邦政府的健康保险——在过去的20年内出现了令人震惊的膨胀。现在,一年内用于这些项目的费用已经超过3000亿美元,约占美国联邦政府用于非国防项目费用的一半还多,占国民总产值的7.7％。社会学家和其它社会保险问题专家通过一系列统计资料对这种高支付社会保险的不利影响进行了研究。过去20年的经验教训是:要制订一套适当的社会保险项目,就必须使“保护”和“失调”保持平
The costs of various forms of insurance coverage-including social security benefits, unemployment insurance, and federal health insurance-have risen alarmingly over the past two decades. Now more than 300 billion U.S. dollars have been spent on these projects in a year, accounting for more than half of the U.S. federal government spending on non-defense projects and 7.7% of GNI. Sociologists and other experts in social insurance conducted a series of statistics on the adverse impact of such high-paying social insurance. The lesson from the past two decades is that to set a proper social insurance program, you have to keep “protection” and “misconduct” flat