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商务部曾公开发布信息表示,要积极推进金融租赁,减少准入限制,在多方面完善监管体系的建设,同时加快汽车金融租赁试点的常态化工作。商务部释放的这一信号非常明确,汽车融资租赁将进一步放开,越来越多的资本将涌入这一产业。随着新车市场增速放缓,以及新车利润逐渐摊薄,经销商纷纷开始转向挖掘汽车后价值链的利润增长点。汽车金融开始承担起相较以前更重要的角色,从单一消费工具逐渐转变成车企拉动销量,拓展利润的武器。今年,以奔驰,宝马为首的车企以及一些大型经销商集团纷纷加快了汽车金融市场的发展,推陈出新。汽车金融市场呈现出明显的抬头趋势。根据在线贷款交易平台统计,201 2年上半年汽车贷款市场业务增长率超过30%,远高于同期乘用车市场10%左右的增速。
Ministry of Commerce has publicly released information that should actively promote financial leasing and reduce access restrictions, improve the regulatory system in many aspects, and accelerate the normalization of the pilot car finance leasing. The signal released by the Ministry of Commerce is very clear that auto finance leasing will be further liberalized and more and more capital will flow into the industry. With the slowdown of the new car market and the gradual dilution of new car profits, dealers have shifted their focus to profit growth in the value chain after mining. Auto finance began to assume a more important role than ever before, shifting from a single consumer tool to a vehicle that the car makers pulled sales and profits. This year, Mercedes-Benz, BMW-led car companies and some large dealer groups have accelerated the development of automobile finance market, innovation. Auto finance market shows a clear trend of rise. According to the statistics of the online loan trading platform, the growth rate of the auto loan market in the first half of 2Q12 exceeded 30%, much higher than the growth rate of about 10% in the passenger car market in the same period.