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当前，做好基层农村信用社的信贷管理工作，切实降低信贷风险是每一位信贷员应尽的责任，也是提高农信社效益的关键。为了积极宣传基层农村信用社信贷工作的先进经验，鼓励广大信贷员队伍切实担负起管好用好信贷资金的职责，本刊选取了最近在济南分行召开的农村信用社工作会议上作典型发言的河南省淅川县金河镇农村信用合作社信贷员郭中富的先进事迹介绍给大家，以期能对基层农信社提高信贷资产质量提供有益的启示。
At present, it is the responsibility of every loan officer to do a good job in credit management of grass-roots rural credit cooperatives and effectively reduce the credit risk. It is also the key to improving the benefits of rural credit cooperatives. In order to actively promote the advanced experience of grassroots rural credit cooperatives credit work and encourage the majority of loan officers to effectively assume the responsibility of managing and using good credit funds, we selected the most recent representative meeting of the rural credit cooperatives held in Jinan Branch to make a typical speech The advanced deeds of Guo Zhongfu, a loan officer of rural credit cooperatives in Jinhe Town, Xichuan County, Henan Province, were introduced to everyone in the hope of providing useful inspiration to the grassroots rural credit cooperatives in improving the quality of credit assets.