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农业保险的特殊性使商业性保险公司不愿经营,也难以持续经营。主要有以下几个方面的原因:1.难以精确厘定保险费率。厘定保险费率以大数法则为理论基础,而农业风险单位大、关联性强,保险公司承保的保险标的很难满足大数
The particularity of agricultural insurance makes commercial insurance companies reluctant to operate, it is difficult to continue to operate. The main reasons for the following aspects: 1. Difficult to accurately determine the premium rate. Determining the premium rate is based on the law of large numbers, while the agricultural risk units are large and strong in relation to each other, and it is very difficult for insurance targets underwritten by insurance companies to satisfy large numbers