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中小企业政策性金融机构作为金融体系中的重要组成部分,广泛存在于发达国家和发展中国家,对扶持中小企业发展作出了重要贡献。近期,中小企业融资难、融资贵的问题引起了国内各界的广泛关注,国务院多次召开会议部署进一步扶持小微企业发展的措施,设立600亿元国家中小企业发展基金,但是,部分专家学者认为中小企业融资问题未从根本上解决,呼吁成立专门服务中小企业的政策性金融机构。本文对多国中小企业政策性金融机构进行了国别研究。
As an important part of the financial system, the policy-based financial institutions of small and medium-sized enterprises exist widely in both developed and developing countries and have made important contributions to supporting the development of small and medium-sized enterprises. Recently, the issue of financing difficulties and financing for small and medium-sized enterprises has aroused widespread concern from all walks of life in China. The State Council held several meetings to deploy measures to further support the development of small and micro enterprises and set up a 60 billion yuan national SME development fund. However, some experts and scholars believe The issue of SME financing has not been fundamentally solved, and it calls for the establishment of a policy-oriented financial institution that specializes in serving SMEs. This article conducts country studies on policy financial institutions in multinational SMEs.