基于三种模型的小微企业贷款问题的博弈分析

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小微企业对我国经济发展有着重要的促进作用,由于近年来经济危机的蔓延,小微企业对资金的需求大幅上升,其贷款难的问题得到了各方的关注。本文从博弈论的角度出发,运用静态、动态和重复博弈这三种模型对小微企业与银行之间的贷款问题进行分析,帮助小微企业走出与银行博弈的困局,促进小微企业的进一步发展。 Small and micro enterprises play an important role in promoting the economic development of our country. Due to the economic crisis in recent years, the demand for funds of small and micro enterprises has risen sharply. The difficulty of obtaining loans has attracted the attention of all parties. From the perspective of game theory, this paper uses the three models of static, dynamic and repeated games to analyze the problem of loans between small and micro enterprises and banks, to help small and micro enterprises get out of the dilemma of game with banks and promote the development of small and micro enterprises Further development.
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