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地方融资平台的债务风险问题,一直为各界广泛关注和担忧。根据银监会的统计,截至2010年年末,全国地方融资平台公司为9800余家,贷款余额约9.09万亿元。而随着各地一系列“铁、公、基”项目的争相上马,以及央行不断的加息,地方融资平台的债务风险在快速积聚。根据统计,去年全国一年的新增贷款中,60%的贷款流进了地方融资平台,其中,县级的融资平台占了70%。庞大的地方债务出现违约或将造成银行系统呆坏账攀升,并为未来经济发展埋下隐患。因此,密切关注并不断警醒地方融资平台贷款风险问题,既有理论的必要,也有现实的需求。
The debt risk of local financing platform has been widely concerned and worried by all walks of life. According to the CBRC’s statistics, as of the end of 2010, the number of local financing platform companies in the country was more than 9800, with a loan balance of about 9.09 trillion yuan. With the series of “iron, public and fund” projects all over the country, as well as the central bank’s continuous interest rate hike, the debt risk of local financing platforms is rapidly accumulating. According to statistics, of the new loans in the country last year, 60% of the loans went to local financing platforms, of which 70% were located at county-level financing platforms. A large local debt default or will cause the banking system bad debt to rise, and lay the hidden dangers for the future economic development. Therefore, paying close attention to and continuously alerting the local financing platform for the loan risk problem has both theoretical and practical needs.