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小额担保贷款是通过政府出资设立担保基金,委托担保机构提供贷款担保,由商业银行发放贷款,解决城乡劳动者创业资金不足的一项创业扶持政策。小额贷款担保机构信用建设对落实好此项政策起到十分重要的作用。湖北省人社系统高度重视小额贷款担保机构信用体系建设,积极在全省开展系统内小额贷款担保机构信用评级工作,小额担保贷款信用体系建设工作呈现管理规范、信用良好的可喜局面。基金规模不断扩大信用状况整体良好信用等级总体优良此次评级工作按照国际惯例和中国人民银行等监管机构规定的准则,对担保机构的评价级别实行三等九级表示法,即分为A、B、C三等,每等分三个级别。51家的级别分布于
Small secured loans through the government funded the establishment of a guarantee fund, commissioned by the guarantee agencies to provide loan guarantees, commercial banks to issue loans to solve the urban and rural workers lack of entrepreneurial funding an entrepreneurial support policy. The construction of credit for micro-credit guarantee agencies plays a very important role in implementing this policy. Hubei Human Resources and Social Security System attaches great importance to the credit guarantee system for micro-credit guarantee institutions and actively conducts credit rating work for the micro-credit guarantee agencies in the province. The construction of the credit guarantee system for small-sum guaranteed loans presents a welcome situation with good management practices and good credit. The scale of the Fund continued to expand The overall credit rating of the overall good credit rating excellent The rating work in accordance with international practice and the guidelines set by regulatory agencies such as the People’s Bank of China, the security agencies to evaluate the level of implementation of third-class nine-level representation that is divided into A, B , C three equal, each equal to three levels. 51 levels distributed in