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8月24日,银监会、工信部、公安部及网信办联合发布《网络借贷信息中介机构业务活动管理办法》(以下简称《办法》),至此,网贷平台监管办法正式宣告落地。点评:《办法》称,将对P2P网络借贷机构采取适度监管、协同监管的理念。在主要监管主体上,明确了中央监管部门和地方政府双负责的监管安排,明确提出银监会及其派出机构,主要负责网络借贷机构的制度设计、规则制定和日常的行为监管,明确由地方人民政府的金融监管部门,
On August 24, China Banking Regulatory Commission, Ministry of Industry and Information Technology, Ministry of Public Security and CNCB jointly issued Measures for the Administration of Business Activities of Information Intermediaries on Internet Loans (hereinafter referred to as the “Measures”). At this point, the regulatory measures for online loan platforms were officially announced. Comments: “Measures” said that P2P online lenders will take appropriate supervision, coordination and supervision of the concept. The main regulatory body, the central regulatory authorities and local governments clearly responsible for the regulatory arrangements, made it clear that the China Banking Regulatory Commission and its agencies, mainly responsible for the network lending institutions, system design, rulemaking and daily behavior supervision, clearly by the local people’s government The financial regulatory authorities,