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改革开放以来,个体私营经济已成为我省国民经济发展中的一个新的增长点。随着我省金融环境的不断改善,个体私营企业正面临着一个非常好的发展机遇,企业贷款的基本环境得到一定改善:专设了中心企业信贷管理机构;加强了银企协作,对个体私营企业增放贷款试点取得了成功经验;对大型民营企业,纳入全省的主办银行支持的重点。但是,我省商业银行向民营企业提供的贷款绝对额与开户的民营企业的资金需求相比,尚存在差距,究其原因,既有认识上偏
Since the reform and opening up, the individual and private economy has become a new growth point in the development of our national economy. With the continuous improvement of the financial environment in our province, individual and private enterprises are facing a very good opportunity for development. The basic environment for corporate loans has been improved: the central corporate credit management agency has been set up; The pilot project for enterprise loan enhancement has achieved successful experience; for large-scale private enterprises, the focus of the support of the province’s host bank has been included. However, there is still a gap between the absolute amount of loans provided by commercial banks in our province to private enterprises and the capital requirements of private enterprises that open accounts.