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一、2001年的信贷运行主要特点 2001年的信贷运行主要特点可以概 括为六个方面: （一）存贷款总量平稳增长。全年全省金融机构各项人民币存款比年初增加1297.11亿元,同比增幅为15.44％。各项人民币贷款比年初增加702.30亿元,同比增幅为11.77％。全省货币供应量（M2）增幅为14.03％。货币供应量和贷款增幅均高于同期全省国内生产总值与消费价格指数增幅之和,表明货币信贷总量的增长与全省经济增长水平基本相适应。 （二）贷款结构变化比较明显。在贷款总量增加的同时,贷款结构变化比较明显,支持了新经济增长点的形成。农业贷款、消费信贷、票据贴现等贷款品种保持较快增势,分别比年初增加50.82
I. Major Features of Credit Operations in 2001 The main features of credit operations in 2001 can be summed up in six aspects: (1) The total deposits and loans have been steadily increasing. In the whole year, all kinds of RMB deposits of financial institutions across the province increased by RMB129,711 million over the beginning of the year, an increase of 15.44% over the same period of last year. Various RMB loans increased by 70.23 billion yuan over the beginning of the year, an increase of 11.77% over the same period of last year. The province’s money supply (M2) increased by 14.03%. Both the money supply and the loan growth were higher than the sum of the growth of the province’s GDP and consumer price index over the same period, indicating that the growth of the total monetary credit generally matched the province’s economic growth. (B) the loan structure changes more obvious. While the total loan amount increased, the loan structure changed more obviously, supporting the formation of a new economic growth point. Loan varieties such as agricultural loans, consumer loans and bills discounts maintained a rapid growth, increasing by 50.82