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自去年8月全国开展农村“两权”抵押贷款试点一年多来,232个试点县改革成效初步显现,但也遇到了不少问题。其中,多数试点县目前尚无专业的土地经营权价值评估机构和具有专业资质的评估人员,缺乏评估流转土地经营权价值相应标准和操作程序。作为全国试点县之一,从今年下半年以来,福建永春县在全省率先推出土地经营权价值评估指导价,对银行系统和需贷农户均是利好,缩短了贷款办
Since the pilot project on “two rights” and “mortgage loans” has been carried out in the country for more than a year in August last year, the achievements of the reform in 232 pilot counties have been initially shown, but many problems have also been encountered. Among them, most of the pilot counties do not yet have a professional value assessment agency for land management rights and appraisers with professional qualifications, and lack the appropriate standards and operational procedures for assessing the value of the land transfer right. As one of the pilot counties nationwide, since the second half of this year, Yongchun County, Fujian Province, took the lead in promoting the value evaluation guideline of land management rights in the province, benefiting both the banking system and the needy farmers and shortening the loan office