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中国人民银行会同财政部、国家经贸委、劳动和社会保障部共同制定了《下岗失业人员小额担保贷款管理办法》。贷款对象:年龄在60岁以内、身体健康、诚实信用、具备一定劳动技能的失业人员。贷款条件:有再就业愿望的下岗失业人员,在自谋职业、自主创业或合伙经营与组织起来就业时,自筹资金不足部分,在贷款担保机构承诺担保,并且持有《再就业优惠证》的情况下,方可向商业银行或其分支机构申请下岗失业人员和小额
The People’s Bank of China, together with the Ministry of Finance, the State Economic and Trade Commission and the Ministry of Labor and Social Security, jointly formulated the Measures for the Management of Micro-Guaranteed Loans for Unemployed Unemployed Workers. Loans: aged 60 or less, good health, honesty and credit, with some labor skills unemployed. Loan conditions: Unemployed laid-off workers who have the desire of reemployment, self-financing, self-employed or partnership and employment, the self-financing part of the loan guarantee agencies promised to guarantee and hold a “re-employment permit” , The commercial bank or its branch may only apply for laid-off unemployed people and small amounts