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“前几天去超市,碰到有人塞给我们理财产品的宣传单,说是保本保收益,在10%~15%之间,这么高的收益,真的假的?”一位退休老人疑惑地表示。不仅在街头,人们的手机上也经常能收到某投资公司理财顾问发来的产品推销短信,承诺的回报十分有诱惑力,年收益率大都在12%~20%左右。银行理财产品年化收益率只有4%~6%,信托产品平均年收益率已经下滑至8%左右,他们是何方神圣,张口就是12%的收益?况目信托产品的门槛高达百万,这些产品最低仅10万起投。低门槛高收益,靠谱吗?在当今这个大财富管理的新时代,大众投资理财意识日益强烈。嗅到了财富的味道,大量民间理财机构
“A few days ago to go to the supermarket, hit someone leaflets to our wealth management products, said the guaranteed benefits, between 10% ~ 15%, such a high income, really fake? ” A retired The old man said confusedly. Not only in the streets, people’s cell phones are often able to receive a marketing message from an investment company financial adviser, the promised return is very attractive, the annual rate of return is mostly about 12% to 20%. Bank annual yield of financial products, only 4% to 6%, the average annual rate of return of trust products has slipped to 8% or so, where are they holy, mouth is 12% of the proceeds? Trust threshold of millions of products, these The minimum product from 100,000 vote. Low threshold high yield, fly it? In today’s new era of wealth management, public awareness of investment banking increasingly strong. Smelling the taste of wealth, a large number of private financial institutions