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金融改革带来了许多机会。目前,贷款利率已经市场化,下一步存款利率也会市场化,届时中国上千家中小银行的牌照可能就不值钱了,那时我再收购它们也不晚中国房地产是有泡沫的,但泡沫没有大到崩盘的地步。按照国家城镇化的进程,未来15年中国的城市化率要达到70%。这意味着每年差不多有1500万人要进城,这还不包括城市新增人口。从这个角度来看,中国人对房地产是有真实需求的,目前的高泡沫只存在局部地方,如温州、常州等地。
Financial reform has brought many opportunities. At present, the lending rate has been marketized. The next deposit interest rate will also be marketized. By then, the licenses of thousands of small and medium-sized banks in China may not be worth the money. At that time, I would not be late to buy them anymore. China’s real estate is in a bubble, but there is no bubble To the point of collapse. In accordance with the process of national urbanization, the urbanization rate in China will reach 70% in the next 15 years. This means that almost 15 million people go to cities each year, which does not include the new population of the city. From this perspective, Chinese people have real needs for real estate. The current high-level bubble exists only in some places, such as Wenzhou and Changzhou.