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“正常贷款”并不“正常”□汪振伟近来,人民银行围绕“风险防范”这一主题,加强了对贷款质量的监控,其主要内容是监测“不良贷款”的变动状况。但是,我们在近期开展的贷款质量调查中,发现在帐面反映的“正常贷款”中含有较多的“非正常贷款”。以某县农村信用社为例...
“Normal Loans” Is Not “Normal” □ Wang Zhenwei Recently, the PBC stepped up its monitoring on the quality of loans around the theme of “risk prevention”. Its main content is to monitor changes in the “non-performing loans.” However, during the recent loan quality survey conducted by us, we found that there were more “irregular loans” in the “regular loans” reflected in the accounts. Take a county rural credit cooperatives as an example ...