论文部分内容阅读
我国未成年人的医疗保障制度(简称子女医保)一直以来未纳入社会统筹管理范围。现阶段宁波城镇职工子女医保的几种形式存在参保成本过高、抗风险能力偏弱及覆盖面偏低的问题。借鉴其他城市实践,宁波城镇职工子女医保可采取两种模式:一是住院加大病统筹,特点是缴费低,基金运行相对平稳。二是门诊、住院加大病统筹,特点是医疗保障程度高,缴费相对较高,需要政府财政的扶持。
The medical security system for minors in our country (referred to as the child medical insurance system) has never been included in the scope of social co-ordination. At this stage, several forms of medical insurance for workers and employees in cities and towns in Ningbo have the problem of high cost of participating in insurance, weaker anti-risk ability and low coverage. Draw lessons from other urban practices, Ningbo City, workers and children medical insurance can take two modes: First, hospital co-ordinated illness, characterized by low fees, the fund operates relatively stable. Second, outpatient and inpatient intensive care, characterized by a high degree of medical security, payment is relatively high, the need for government financial support.