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随着改革的逐步深入和职能定位的调整,农发行信贷支持领域不断扩展,贷款种类不断增加。然而,通过内外部审计检查发现,在业务发展速度加快的同时,基础管理还存在一些不容忽视的问题,直接影响了信贷资产质量。解决这些问题,首先要分析形成原因,才能对症下药,增强风险防控能力,不断提高信贷资产质量。
With the gradual deepening of reform and the adjustment of its functions and positions, the credit support of ADBC has been continuously expanded and the types of loans continuously increased. However, through the internal and external audits, we found that while business is accelerating, there are still some problems that can not be ignored in basic management, which directly affect the quality of credit assets. To solve these problems, we must first analyze the causes of formation in order to prescribe the right remedy, enhance the ability of risk prevention and control, and continuously improve the quality of credit assets.