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面对市场经济、人口老龄化、家庭小型化现实,如何大力推进社会保障体系建设,从制度上保障老年人老有所养、病有所医、难有所助、安度晚年,笔者认为应着力完善三项制度:一要完善养老保障制度,保障基本生活。生存是第一要义。《老年法》首要的任务是保障老有所养。在城镇,完善企业职工基本养老保险制度,做实基本养老保险个人帐户,逐步提高统筹层次,改革基本养老金计发办法,建立参保缴费激励约束机制。扩大社会养老保险覆盖面,
Faced with the reality of a market economy, an aging population and a family miniaturization, how to vigorously promote the construction of a social security system, and ensure that the elderly should have their own support and medical treatment, Strive to improve the three systems: First, we must improve the old-age security system to protect the basic living. Survival is the number one priority. The primary task of the “Act of the Elderly” is to protect the elderly. In cities and towns, we should improve the basic endowment insurance system for enterprise staff and workers, implement the personal account for basic endowment insurance, gradually raise the level of overall planning, reform the basic pension plan, and set up an incentive and binding mechanism for participating in insurance payment. Expand the coverage of social endowment insurance,