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中国社会保障总负担与国外相比,并非很高,更不是最高。相反,比社会保障总负担更重要、更关键的问题是,如何更好地处理好“三方负担”原则,有效均衡社会保障负担。处理好这一问题的关键,就是大力发展由雇主提供的补充养老计划和补充医疗计划。一直以来,民众有一种认识,那就是中国人的社会保障负担远超其他国家。其中,最具代表性、最能吸引公众眼球的一种观点是:“中国五项社会保险法定缴费之和相当于工资水平的40%,
The total social security burden in China is not high, not highest, compared with that of foreign countries. On the contrary, the more important and more crucial issue than the total social security burden is how to better handle the principle of ”tripartite burden“ and effectively balance the burden of social security. The key to solving this problem is to vigorously develop supplementary and supplementary medical plans provided by employers. All along, people have a recognition that the Chinese people’s social security burden far exceeds other countries. Among them, one of the most representative and most attractive views of the public is: ”The sum of the legal contributions of the five social insurances in China equals 40% of the wage level,