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保监会近期下发《关于加强农业保险业务经营资格管理的通知》和《关于加强农业保险条款和费率管理的通知》,除了对保险公司开展农业保险业务设定门槛以外,还明令禁止农业险进行封顶赔付及平均赔付。《资格通知》要求,保险公司上一年度末及最近四个季度末偿付能力充足率(保险公司要求险企偿付能力充足率不低于100%)都要在150%以
CIRC recently issued the Circular on Strengthening the Management of Qualifications for Agricultural Insurance Business and the Notice on Strengthening the Management of Agricultural Insurance Terms and Rates, in addition to setting the threshold for insurance companies to carry out agricultural insurance business, they also explicitly prohibit the implementation of agricultural insurance Ceiling payment and average payment. The Qualification Circular requires that the insurer’s solvency adequacy ratio at the end of the previous year and the end of the last four quarters (the insurer requires that the insurance company solvency adequacy ratio is not less than 100%) be set at 150%