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今年3月3日,中国人民银行对外发布《关于个人消费信贷指导意见》(以下简称《指导意见》),其中心意思是要求各中资商业银行加大对消费信贷的支持力度。一时间“个人消费信贷”成为人们的一大热门话题。现在,随着短缺经济的过去和相对过剩经济的到来,如今人们不再为买不到东西而烦恼,而开始面临另一个难题:如何把生产出的商品
On March 3 this year, the PBC released the Guiding Opinions on Personal Consumption Credit (hereinafter referred to as the “Guiding Opinions”). The central idea is to require all Chinese-funded commercial banks to increase their support for consumer credit. For a time, “personal consumption credit” has become a hot topic for people. Now, with the economic shortages and the relative surplus, the people are now freed from the trouble of buying things and begin to face another dilemma: how to produce goods