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在我国这些年房价持续猛涨过程中,消费需求是基础、投资需求是主导、银行信贷是杠杆、地方政府是推手。目前,政府从经济结构调整的角度及时对房地产市场进行宏观调控。从短期看,只要政府至今出台的调控政策坚持执行下去,则楼市势必出现一定幅度的回调;之所以房价尚未出现明显松动,在于多数开发商所持“一等、二怕、三不缺”的心态。从长期看,我国城镇现有住房发展模式在发展目标上将以拉动经济增长为主转向以关注民生为主;在需求结构上将以强烈的投资投机需求为主转向以理性消费为主;在供给结构上将从偏好开发较高档的大套型商品住宅转向主要开发中小套型的普通商品房或保障性(包括准保障性)住房。
In our country housing prices continued to soar in the course of these years, consumer demand is the foundation, investment demand is dominant, bank lending is leverage, and local governments are promoters. At present, the government has conducted macro-control on the real estate market in a timely manner from the perspective of economic restructuring. In the short term, as long as the government has promulgated the regulatory policies so far, the real estate market is bound to have a certain degree of correction. The reason why the housing prices have not shown any apparent loosening lies in the fact that most developers hold the principle of “first-class, second-class, and third-class” Mentality. In the long run, the development mode of existing housing in cities and towns in our country will mainly focus on stimulating economic growth and focus on people’s livelihood. In the structure of demand, we should focus on rational consumption with strong investment speculation. The supply structure will shift from the large commodity housing that prefers the development of higher-grade housing to the ordinary commercial housing or affordable (including semi-guaranteed) housing that mainly develops small and medium-sized apartments.