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进入2014年后的互联网金融平息了2013年整体所呈现的燥气,跃出如火如荼的理论圈,更多地投入到在摸索中前进的实践中来。去年底,多家银行不约而同推出类余额宝理财产品,由此打响了银行业转型变革的第一枪。随后,又以智能网点为主要模式,以服务理念、服务方式与服务渠道的“智能化”为特色,进一步推进银行与互联网技术的融合。在直面互联网金融的过程中,智能化成为银行业的应对之策,同时也成为了后互联网时代至关重要的未来战略。
After 2014, the Internet finance has subsided the overall air quality in 2013, jumped out of the theoretical circle, and devoted more efforts to exploring the future. At the end of last year, a number of banks unanimously launched the balance of class wealth management products, which started the first shot of transformation and transformation of the banking industry. Subsequently, with the intelligent network as the main mode, with the service concept, service mode and service channel “intelligent ” to further promote the banking and Internet technology integration. In the face of Internet finance, intelligence has become a countermeasure for the banking industry, and it has also become a crucial future strategy for the post-Internet era.