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粮油信贷管理的基础工作,对管好收购资金,实现封闭运行十分重要。总行提出抓“两基”、达“三新”的思路是非常及时的、正确的。粮油信贷管理的基础工作应涵盖哪些内容呢?从规范信贷管理的角度看,其主要内容应包括:信贷管理的基本制度,科学的信贷统计监测体系,规范化的操作程序,高素质的信贷队伍和严格的考核办法,这五个方面相辅相成,不能偏废。从粮油收购贷款的运动特点来看,信贷管理基础工作不是某一环节的管理,而是贯穿收购资金运动的整个过程,覆盖了收购、调销、储存、货款回笼和收贷收息等各个环节。粮油信贷管理台账与月报表集中
The basic work of grain and oil credit management is very important for managing the acquisition of funds and realizing the closed operation. It is very timely and correct that the head office put forward the idea of catching “two foundations” and upholding “three new ones.” From the perspective of standardizing credit management, the main contents of credit management should include: the basic system of credit management, the scientific credit statistical monitoring system, the standardized operating procedures, the high-quality credit team and Strict assessment methods, these five areas complement each other, can not be partial to waste. From the movement characteristics of grain and oil acquisition loans, the basic work of credit management is not a certain part of the management, but throughout the acquisition of capital movements throughout the process, covering acquisitions, marketing, storage, loan recovery and loan collection and loan recovery and other links . Grain and oil credit management ledger and monthly statements focus