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7月底中国人民银行就《非银行支付机构网络支付业务管理办法(征求意见稿)》向社会公开征求意见。从2012年1月央行首度就第三方支付向公众征求意见至今,这已是央行对第三方支付的第四次监管改革。央行如此勤勉,主要是因为支付结算是金融体系最基础的功能,也是最核心的功能之一,央行一直在寻求创新与监管之间的平衡点。
People’s Bank of China on the end of July on “non-bank payment agencies online payment business management approach (draft)” to the public for comments. Since the central bank first solicited public comments on third-party payments in January 2012, this is the fourth regulatory reform the central bank pays for third parties. The central bank is so diligent, mainly because payment and settlement are the most basic functions of the financial system and one of the core functions. The central bank has been seeking a balance between innovation and regulation.