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工农“剪刀差”的扩大,致使农业生产效益差,生产有一定的困难,这就难以调动农民参加保险的积极性。解决这一问题的根本出路在于深化保险体制改革,建立以预防自然灾害为主,防在前赔在后的防赔结合体系。德州地区是山东省乃至全国的以农业生产为主的大区,结合近几年开展人工防雹预防自然灾害的情况,谈谈农业保险如何走防赔结合之路的问题。
The expansion of the “scissors difference” between workers and peasants has led to poor agricultural production efficiency and certain difficulties in production. This makes it difficult to mobilize farmers’ enthusiasm for taking part in insurance. The fundamental solution to this problem lies in deepening the reform of the insurance system and establishing a combination system of prevention and compensation that focuses on the prevention of natural disasters and the prevention of previous losses. Texas is a major agricultural production area in Shandong Province and the whole country. Combining with the situation of artificial hail prevention in natural disasters in recent years, Texas area talked about how agricultural insurance should be combined with prevention and reduction.