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经济学家、北京大学中国经济研究中心主任林毅夫博士日前指出,发展市场化的中小银行已成为我国金融体制改革的当务之急。林毅夫认为,中国的金融体系在1997年才正式运作起来,但是当时的几大银行作为资金运作的主体,实际运作中存在着很多限制,四大银行变成了第二财政,导致了当前金融体系在一定程度上的混乱和潜伏危机。因此,金融体系必须进行改革。金融体制改革的目标应该是最大限度地动员资金,最有效率地配置资金。
Economist Dr. Lin Yifu, director of China Center for Economic Research at Peking University, pointed out a few days ago that the development of market-oriented small and medium-sized banks has become a top priority for China's financial system reform. Lin believes that China's financial system was not formally operational until 1997, but the major banks at the time, as the main body of capital operation, had many restrictions in their operation. The four major banks became the second finance, which led to the current financial system To a certain degree of chaos and latent crisis. Therefore, the financial system must be reformed. The goal of financial system reform should be to mobilize funds to the maximum extent and allocate funds most efficiently.