银行信贷高增长潜藏管理风险需全力纠偏

• 作 者: 浦强 孙云成
• 机 构: 中国银行业监督管理委员会丹东监管分局,
• 出 处: 中国房地产金融
• 发表日期: 2010年03期
• 关键词: 信贷结构调整 金融机构信贷 贷款合同 井喷式增长 合规风险 风险隐患 项目贷款 基层机构 合规管理 信贷审批

受多重因素刺激,今年以来,我国银行业金融机构信贷业务呈现井喷式增长态势。以辽宁为例,今年前五个月新增贷款额达2597亿元,同比多增1732亿元,贷款增量占全国首位,增速创20年来新高。银行

Stimulated by multiple factors, this year, China’s banking financial institutions credit business showing a blow-up growth. In Liaoning, for example, new loans in the first five months of this year amounted to 259.7 billion yuan, an increase of 172.3 billion yuan more than the same period of last year. The loan increment accounted for the first place in the country with a record growth rate of 20 years. bank