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随着我国市场经济持续快速发展,国内小微企业对国民经济整体发展的作用己越来越重要。小微企业进一步推动了我国城镇化进程,并对区域的经济发展、提供就业岗位等方面也发挥着举足轻重的作用。但是受到近些年来宏观经济调控的影响,小微企业普遍面临着原材料价格浮动大、利率上涨等不良因素的影响,以致于资金链断裂,致使企业的产业链陷入极其危急的困境。因此,解决小微企业的融资支持问题是当前小微企业迫在眉睫的课题。
With the sustained and rapid development of China’s market economy, the role of domestic small and micro enterprises in the overall development of the national economy has become more and more important. Small and micro enterprises have further promoted the process of urbanization in our country and have also played a decisive role in the economic development and employment in the region. However, influenced by the macroeconomic regulation and control in recent years, small and micro enterprises are generally facing the impact of unfavorable factors such as fluctuating raw material prices and rising interest rates, resulting in the collapse of the capital chain, causing the industrial chain of enterprises to fall into extremely critical plight. Therefore, solving the financing support for small and micro enterprises is an urgent issue for small and micro enterprises.