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银行贷后管理是信贷管理的一项基础工作也是贷款风险防控的重要环节。近年来,各大银行虽然采取了诸多措施来加强贷后管理,但是由于各方面的原因,银行的贷后管理工作仍然存在着诸多问题亟待解决。本文通过对银行贷后管理工作存在的问题或现状进行分析并找出具体的应对政策,使银行能够充分认识贷后管理工作的重要性,并以期达到切实提高贷后检查工作质量的效果。
Bank lending management is a foundation of credit management is an important part of the prevention and control of loan risks. In recent years, although the major banks have taken many measures to strengthen the post-loan management, due to various reasons, there are still many problems to be solved immediately after the bank’s post-loan management. This paper analyzes the existing problems or current situation of bank lending management and finds out the specific coping policies so that banks can fully understand the importance of lending management and how to effectively improve the quality of lending inspection.