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随着世界经济全球化进程的不断加深,以互联网科技为代表的现代信息技术如云计算、搜索引擎、移动支付、大数据等也得到了发展,而这些现代信息技术的发展、推广以及普及将会对先有的金融模式产生深远影响,催生出一种新的以互联网可以为基础的新的金融模式,互联网金融模式。本文从互联网金融模式的概念和特点展开,探讨互联网金融模式的主要支付方式,研究其可能存在的金融风险以及相应的应对措施。
With the deepening of the globalization of the world economy, modern information technologies such as cloud computing, search engines, mobile payment and big data represented by Internet technology have also been developed. The development, popularization and popularization of these modern information technologies Will exert a far-reaching influence on the existing financial model and give birth to a new new financial model based on the Internet and the Internet financial model. This article starts from the concept and characteristics of the Internet financial model, explores the main payment methods of the Internet financial model, and studies its possible financial risks and the corresponding countermeasures.