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托收承付结算方式自恢复以来,受到大多数企业的拥护。它对加速资金周转,减少企业间的货款拖欠,启动市场,促进经济发展,起到了积极的作用。但从恢复后的实践看,尚存在一些问题:(1)按规定,只要是国营企业、供销合作社和集体工业企业便可办理异地托收承付结算。这种以所有制形式确定能否使用此种结算方式的规定,给一些效益差、信誉低的企业套取信用,搞乱结算秩序开了方便之门。同时,把乡镇企业、村办企业排除在外,对当前启动市场,搞活流通,促进乡镇企业发展是极为不利的。(2)据我县各专业银行恢复异地托收承付结算方式以来的统计,托收户被拒付的占31.63％;且大部分为银行把关不严,企业无理拒付。如江苏省化肥站向阜宁县
Collection and payment settlement methods have been supported by most companies since their restoration. It has played a positive role in accelerating the turnover of funds, reducing the arrears of payment between enterprises, starting the market, and promoting economic development. However, from the perspective of post-recovery practices, there are still some problems: (1) According to regulations, as long as it is a state-owned enterprise, a supply and marketing cooperative, and a collective industrial enterprise, it can handle off-site collection and payment settlement. This type of system, in which ownership is used to determine whether such a settlement method can be used, has given businesses with poor returns and low credibility to take credit and disrupted the settlement order. At the same time, the exclusion of township and village enterprises and village-run enterprises is extremely unfavorable for starting the market, invigorating circulation, and promoting the development of township and village enterprises. (2)According to statistics from various specialized banks in our county since the restoration of off-site collection and payment settlement methods, 31.63% of the collection households have been refused payment; and most of them are not tightly guarded by the banks, and the company arbitrarily refuses to pay. Such as Jiangsu Province Fertilizer Station to Funing County