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银监会10月28日公布了《个人贷款管理暂行办法》(以下简称《办法》),公开向社会征求意见。这是我国出台的第一部个人贷款管理法规,也是银监会近两年一揽子贷款业务监管法规的重要组成部分。《办法》包括了从贷款受理直至贷款收回的信贷活动全过程,涵盖了贷款活动中借款人、贷款人以及交易
On October 28, the CBRC promulgated the Interim Measures for the Administration of Personal Loans (hereinafter referred to as the “Measures”), soliciting public opinions from the public. This is the first personal loan management regulation promulgated in our country and an important part of the supervision and regulation on the loan business of the banking regulatory body in the past two years. The Measures include the whole process of credit activities from the acceptance of loans to the recovery of loans, covering the borrowers and lenders in the loan activities and the transactions