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一、我国养老保险体制面临的困难和挑战(一)积累和空帐问题。由于在1984年之前我国实行的是现收现付的养老保险制度,采用的是“以支定收,略有节余”的原则,没有什么积累。我国要从现收现付的养老保险制度转变为具有个人帐户的部分积累的
First, the difficulties and challenges China’s pension system faces (a) the accumulation and vacancies issues. Since China implemented the pay-as-you-go pension system before 1984, it adopted the principle of “supporting expenditures with slight savings” and there was no accumulation. Our country wants to shift from the pay-as-you-go pension system to the part that has individual accounts