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披露保险统计信息是保险公司向投保人负责,向公众展示其承保能力的表现,主要包括三方面内容:一是保险公司的财务状况,主要披露三大会计报表,以及偿付能力、责任准备金、资本充足情况等;二是保险公司的经营状况,主要披露公司业务经营状况、保险产品信息、承保和核保情况、未来发展潜力预测等;三是保险公司经营风险状况,主要披露公司面临的现实和潜在的较大风险, 及其应对策略和解决办法等。
Disclosure of insurance statistics is the insurance company is responsible to the insured to show the public its ability to undertake the performance, including three aspects: First, the financial status of insurance companies, the three major disclosure major accounting statements, as well as solvency, liability reserves, Capital adequacy and so on; Second, the operating conditions of the insurance company, the main disclosure of the company’s business operations, insurance product information, underwriting and underwriting conditions, the future development potential forecast; Third, the operating risk of insurance companies, the main disclosure of the reality facing the company And potential greater risks, their coping strategies and solutions.