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从当前的市场疲软来看,其根本原因应归咎于产业结构与产品结构的不合理。对于如何治理市场疲软,本文从适当发展消费信贷角度看治理市场疲软。消费信贷是对个人消费者提供的信用。随着耐用消费品的逐步普及和银行服务领域的扩展,这项业务在世界范围内得到了较快的发展。我国也在开办和试办,例如住房贷款、学生生活贷款等。开展消费信贷,有利于国家有计划、有意识地指导和调节消费,促进商品生产和商品流通。由于消费信贷克服了时间上的限制,使消费者
Judging from the current market weakness, its fundamental reason should be attributed to the unreasonable industrial structure and product structure. How to control the market weakness, this paper from the perspective of the appropriate development of consumer credit management market weakness. Consumer credit is a credit to individual consumers. With the gradual popularization of durable consumer goods and the expansion of banking services, this business has enjoyed rapid development in the world. Our country is also running and pilot projects, such as housing loans, student life loans and so on. Carrying out consumer credit will help the state to guide and regulate consumption in a planned and conscious manner, and promote the production of commodities and the circulation of commodities. As consumer credit overcomes the time constraints, enabling consumers