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预案即预备方案,从文种性质来讲,它属于工作计划的一类,但具有“方案”的专一性、专业性、周密性、时限集中性等要求。保险防灾预案则是保险公司针对本地区可能发生的洪涝灾害、火灾、盗窃等给本公司保险财产造成的重大损失,制定严密可行的防灾减损的应对方案。以备灾害发生时,能胸有成竹,各负其责,各司其职,有条不紊地开展工作,采取各种有效措施,力争把保险财产损失控制在最低程度。虽然保险公司是经营风险的行业,保险赔付是
Preplan is the preparatory plan, from the nature of the language, it belongs to a class of work plan, but with “program ” specificity, professionalism, confidentiality, timeliness and concentration requirements. Insurance disaster prevention plan is for insurance companies in the region may occur floods, fire, theft, etc. to the company’s insurance property caused by the significant loss, to develop a feasible and feasible disaster reduction plan. In the event of a disaster, it can take ownership of its own responsibilities and take charge of its own affairs in an orderly manner and take all kinds of effective measures so as to minimize the loss of insurance property. Although insurance companies are risk-management industries, insurance claims are