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这是一个不仅仅令保险界业内人士担忧的话题。 1994年,在美国的诸项犯罪所得中,保险欺诈仅次于贩毒,位居第二。保险欺诈已成为国际社会公认的高智力犯罪,我国由于保险业中断了20年,目前处于恢复阶段,保险欺诈虽尚未成为“主流”,但也已经“抬头”,特别是近年来一些国际骗保组织觊觎中国保险业,在这个正蹒跚学步的婴儿后面伸出了一只黑手,令人担忧。我们担忧的原因还在于：社会主义市场经济离不开一个完整的杜会保障体系，企业要走向市场,不能没有商业保险，而保险欺诈恰为这一切构置了一道路障。这是一部无须加工创作的剧本。这是一场以生命为道具，最终要以生命为代价的智力游戏。这个复杂案件的警示意义在于：骗保、保险欺诈，这个横行国际保险业的恶魔正在向我国稚嫩的保险业伸出黑手。
This is a topic not only for the safety community to worry about. In 1994, among the proceeds of crime in the United States, insurance fraud was second only to drug trafficking. Insurance fraud has become recognized as a high-intelligence crime in the international community. Since the insurance industry was suspended for 20 years in our country and is currently in the recovery phase, insurance fraud has not yet become “mainstream” but it has also been “looked up”, especially in recent years It is worrisome to organize the Chinese insurance industry, holding out a black hand behind this toddler who is toddler. The reason we are still worried about is that the socialist market economy can not be separated from a complete social security system. Enterprises must go to the market without commercial insurance, and insurance fraud constitutes a roadblock to all this. This is a no need to create the script. This is a game of intelligence that eventually ends up at the cost of life. The cautionary implications of this complex case lie in: fraudulent insurance, insurance fraud, the demon of this rampant international insurance industry that is outgrowing the immature insurance industry in our country.