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应强化对银行业的风险性监管,探索建立银行同业定价协调机制,降低利率市场化可能带来的金融风险。随着利率市场化进程不断加快,商业银行,尤其是中小银行面临的挑战逐渐加大。银行需继续转变经营模式、提高利率定价和风险管理水平;同时,应强化对银行业的风险性监管,探索建立银行同业定价协调机制,降低利率市场化可能带来的金融风险。
It is necessary to strengthen the risk supervision over the banking industry, explore the establishment of a coordination mechanism for inter-bank pricing and reduce the financial risks that may arise from the marketization of interest rates. As the marketization of interest rates continues to accelerate, the challenges facing commercial banks, especially small and medium-sized banks, have gradually increased. Banks should continue to change their business models and raise the interest rate pricing and risk management levels. At the same time, banks should strengthen their risk supervision and explore the establishment of a coordination mechanism for inter-bank pricing to reduce the possible financial risks arising from the marketization of interest rates.